Insurance Information

To use insurance for your treatment, please bring your current insurance card and a valid picture ID with you. The following forms of identification are accepted:

  • Driver’s license
  • Government-issued identification card
  • Passport

If your insurance is not listed below, call our office at 309.691.2903 to learn about our payment policies.

Central Illinois Dermatology accepts many major insurance programs* including:

  • Aetna & Aetna Medicare Plans

  • BCBS PPO Plans

  • BCBS HMO #457 – Unity Point Health

  • BCBS HMO #476 – OSF

  • BCBS – Blue Advantage HMO – OSF

  • BCBS – Blue Precision HMO – OSF

  • BCBS Medicare

  • Caterpillar – United Health Care and BCBS

  • CIGNA

  • Health Alliance – HMO and PPO

  • Humana PPO and HMO

  • Humana Medicare

  • OSF Direct Access Network (Full Network Participants Only)

  • UHC Medicare

  • United Healthcare

  • United Healthcare River Valley

  • Unity Point HealthPlus Plans (Varies by Employer)

  • Unity Point HealthPartners Employee Plan

  • Unity Point Medicare

                   Please check with your insurance carrier directly to verify that we are contracted provider with your insurance.

If you have an HMO insurance it is your responsibility to ensure you have the proper authorization and/or referral in advance of your appointment to avoid having to reschedule or self pay for your appointment. 

Medicare

We see many Medicare patients.  However, we do not accept assignment.  This means the Medicare process works differently at our office.

Payment is due at the time of service. We will submit your claim and any reimbursement will be sent directly to you.  If you have a secondary insurance or supplement, you will need to check with Medicare if they apply.

Minors and Patients with an Assigned Guardian

Patients under the age of 18 and patients with an assigned guardian must be accompanied by a parent, legal guardian, or power of attorney at each appointment. The parent or legal guardian accompanying a patient will need to show their photo ID and is responsible for providing the most recent insurance information and completing the appropriate paperwork for the patient.